Chhath Puja, a significant festival dedicated to the Sun God, is observed with immense devotion, primarily in Bihar, Jharkhand, and Uttar Pradesh. The four-day festival in 2025 will commence on October 25 and conclude on October 28. A key question arises for those observing the festival and planning their financial activities: Will banks be closed on October 27 for Chhath Puja?

Bank Holiday Status on October 27

In 2025, October 27, which marks Sandhya Arghya (the evening offering to the setting sun), may be observed as a bank holiday in certain states. According to the Reserve Bank of India's (RBI) holiday calendar, banks in Bihar and Jharkhand are likely to remain closed on both October 27 and 28 for Chhath Puja. In West Bengal, banks might be closed only on October 27 for Chhath Puja. These holidays are not typically observed nationwide, meaning that banks in other parts of India may operate as usual.

Customers in states where banks are closed are advised to plan their bank-related work, including cheque deposits and cash withdrawals, accordingly.

Chhath Puja: Dates and Rituals

Chhath Puja in 2025 spans from October 25 to October 28. The four days are marked by distinct rituals:

• Day 1 (October 25): Nahay Khay. Devotees take a holy bath and consume a pure, vegetarian meal without onion or garlic.
• Day 2 (October 26): Kharna. A strict fast is observed without water until sunset, after which devotees break their fast with jaggery, kheer, roti, and fruits.
• Day 3 (October 27): Sandhya Arghya. Prayers and offerings are made to the setting sun while standing in water. The sunset is scheduled for 5:40 PM.
• Day 4 (October 28): Usha Arghya. Morning offerings are made to the rising sun. The fast is broken after the ritual, and prasad is shared. The sunrise will occur at approximately 6:30 AM.

Digital Banking Services

Even if physical bank branches are closed, digital banking services like internet banking, mobile apps, UPI payments, and ATM withdrawals will remain accessible. Essential transactions, such as bill payments, fund transfers and online purchases, can be performed without disruption.

RBI Guidelines and Observances

The RBI officially releases a list of bank holidays that vary by state and festival. Aside from national holidays, states observe regional festivals. It is important to note that banks are generally closed on the second and fourth Saturdays of each month.

Planning Ahead

Given the possibility of bank closures, especially in Bihar and Jharkhand, it is advisable to check with local bank branches or the RBI's official website for specific holiday schedules. This will help individuals manage their financial activities effectively during the Chhath Puja period.