As January 2026 begins, it's essential to be aware of the upcoming bank holidays between January 5th and January 12th to plan your financial activities accordingly. While the Reserve Bank of India (RBI) determines bank holidays annually, the specific holidays can vary by state and region, encompassing national, public, and regional holidays.
Key Holidays in January 2026
- New Year's Day: January 1st was a bank holiday.
- Martin Luther King Jr. Day: Banks will be closed on Monday, January 19th, in observance of Martin Luther King Jr. Day.
Other Potential Holidays and Observances
- Thiruvalluvar Day & Magh Bihu: January 15th.
- Netaji Subhas Chandra Bose Jayanti: January 23rd.
Weekend Considerations
Banks typically remain closed on the second and fourth Saturdays of each month. If a holiday falls on a weekend, many banks observe it on the preceding Friday or the following Monday.
Impact on Banking Services
During bank holidays, regular branch operations are suspended. However, online and mobile banking services usually remain accessible, allowing you to conduct transactions, check balances, and perform other essential banking tasks. ATMs also remain operational for cash withdrawals and other services.
Planning Ahead
- Check the official RBI calendar or your bank's website for a comprehensive list of holidays applicable to your specific region.
- Plan your branch visits and important transactions in advance to avoid inconvenience.
- Utilize online and mobile banking platforms for routine transactions during holidays.
- Confirm the operating hours of your local branch if you plan to visit around a holiday, as some branches may have adjusted hours.
Being informed about bank holidays enables you to manage your banking needs effectively and avoid any disruptions to your financial schedule.
