XRP's price trajectory has been a topic of much discussion among crypto analysts and investors, especially after the recent market recovery. Currently, XRP is trading around $3. While it has shown resilience and potential for growth, several factors need to align for it to reach a target as ambitious as $4.50.

Technical Analysis and Market Sentiment

Technical analysis suggests a mixed outlook for XRP. On one hand, the cryptocurrency has demonstrated bullish signals. The 50-day moving average is rising, indicating a strong short-term trend. XRP broke away from a descending triangle and rallied towards $3. If buyers can sustain this level and confirm $3 as support, the path opens to $3.2 or even $3.6. The daily MACD also shows a bullish cross, signaling readiness for new highs.

However, there are also bearish indicators. The 200-day moving average had been falling since early September 2025, suggesting a weak longer-term trend. Analyst Ali Martinez warned that losing the $2.70–$2.77 support range could trigger a drop toward $2.40. GlassNode data revealed that a substantial amount of XRP tokens were moved to crypto exchanges, potentially leading to sell-offs as traders take profits. The Fear & Greed Index is neutral, reflecting market indecision.

Key Resistance Levels

The immediate challenge for XRP is breaking past the $3 mark, which has historically acted as a ceiling. Crypto analyst Dark Defender pointed out a critical resistance level at $3.13. A successful break above this could invalidate bearish scenarios, while a rejection might trigger a decline to as low as $2.74. If XRP steadies around $2.90, it could set the stage for another push higher, with the next resistance near $3.12. Beyond that, targets lie at $3.35 and $3.63.

Institutional Interest and ETF Prospects

Institutional interest appears to be a significant driver for XRP. In early September 2025, XRP attracted substantial inflows, second only to Solana, indicating that major players view it as a regulated, high-liquidity asset. The potential approval of a spot XRP ETF could further fuel this interest. However, the SEC has delayed its decision on the Franklin Spot XRP ETF application, pushing the deadline to November 14, 2025.

Ripple's Developments and Partnerships

Ripple's ongoing developments and partnerships also play a crucial role in XRP's price potential. Ripple will provide its digital asset custody to BBVA, a leading Spanish bank. Ripple's stablecoin, RLUSD, is expanding its global presence and is now available to institutions in Africa through partnerships with Chipper Cash, VALR, and Yellow Card. These advancements enhance XRP's utility and appeal, potentially driving demand and price appreciation.

Alternative Perspectives and Predictions

While a target of $4.50 is conceivable, some analysts offer more ambitious predictions. ChatGPT-5 predicted that XRP could climb toward $10 by the end of 2025. Other forecasts suggest that XRP might peak at $11 in 2025, although with potential dips to around $4.69. However, it is important to note that these are speculative and depend heavily on market conditions and specific developments.

Conclusion

Reaching $4.50 is not out of the question, it hinges on a confluence of factors. XRP needs to overcome key resistance levels, sustain bullish momentum, and benefit from continued institutional interest and positive regulatory developments. Ripple's ongoing partnerships and the expansion of RLUSD further support this potential growth. Investors should closely monitor market sentiment, technical indicators, and news surrounding Ripple and XRP to make informed decisions.