A message circulating on social media platforms like WhatsApp has caused concern among State Bank of India (SBI) customers. The message falsely claims that users must download an APK file to update their Aadhaar-linked KYC details to avoid having their SBI YONO app blocked.

The Press Information Bureau (PIB) Fact Check team has debunked this claim as fake. The PIB has warned users against downloading suspicious APKs or sharing personal information, clarifying that SBI never requests such updates through unofficial links. SBI has also confirmed that it does not ask customers to download APK files or update Aadhaar details via SMS, WhatsApp, or email.

These fake APK links are circulated by fraudsters to steal sensitive information, including banking credentials, OTPs, and personal data, which can lead to unauthorized transactions and financial losses.

How to Link Aadhaar with SBI Account (Legitimate Methods)

While the viral message is indeed a scam, linking your Aadhaar card to your SBI account is essential for services like subsidies, DBT benefits, and full KYC compliance. There are several legitimate ways to link your Aadhaar card with your SBI bank account:

• Online via SBI Internet Banking:
  1. Visit the SBI Internet Banking portal.
  2. Log in to your internet banking account using your credentials.
  3. Choose the 'e-Services' option.
  4. Click on 'Update Aadhaar with Bank Accounts (CIF)'.
  5. Enter your net banking profile password and click 'Submit'.
  6. Select the 'CIF number' from the dropdown.
  7. Enter your Aadhaar number twice for confirmation and click 'Submit'.
• Online via YONO or YONO Lite App:
  1. Download the SBI YONO or SBI YONO Lite app from the app store.
  2. Register on the platform using your banking credentials.
  3. Log in to the application.
  4. Click on the menu option.
  5. Choose the 'Service Requests' option under 'Quick Links'.
  6. Click on the 'Manage Profile' section.
• Offline:
  1. Visit the nearest SBI branch.
  2. Carry your original Aadhaar card and a self-attested photocopy.
  3. Ask for the Aadhaar linking form and fill it out.
  4. Submit the form and a copy of your Aadhaar card to a bank executive.
• Other Methods: You can also link your Aadhaar via SMS or by visiting an ATM.

Staying Safe from Scams

• Be wary of messages asking you to download APK files or click on suspicious links.
• SBI never asks for sensitive information through unofficial channels.
• Report fraudulent messages to report.phishing@sbi.co.in.
• For cyber fraud incidents, call the national helpline 1930.

It is safe to link Aadhaar with your SBI account through official channels. By staying informed and cautious, you can protect yourself from falling victim to these types of scams.