HDFC Bank has released its financial results for the second quarter of FY26, reporting a 10.8% year-on-year (YoY) increase in net profit, reaching ₹18,641.28 crore. In the corresponding quarter of the previous year, the bank's net profit was ₹16,820.97 crore.
The bank's Net Interest Income (NII), which represents the difference between interest earned and interest paid, saw a growth of 4.8% YoY, climbing to ₹31,551.5 crore from ₹30,114 crore.
Pre-provision operating profit (PPOP) for Q2FY26 experienced a substantial increase of 18.5% YoY, reaching ₹27,923.60 crore compared to ₹24,705.74 crore in the same period last year.
The asset quality of the private sector lender showed improvement during the quarter. The gross NPA (Non-Performing Assets) ratio declined to 1.24% from 1.40%, and the net NPA ratio decreased to 0.42% from 0.47%.
Other income surged 25% to Rs 14,350 crore. However, provisions increased by 30% to Rs 3,501 crore.
The results, which were approved by the Board on October 18, 2025, have been submitted to the stock exchanges in compliance with regulatory requirements. The Board meeting commenced at 11:00 a.m. and the results were approved at 1:50 p.m. The bank has submitted both standalone and consolidated financial results to the BSE and NSE stock exchanges.
