The JioBlackRock Flexi Cap Fund New Fund Offer (NFO) concludes today, October 7, 2025, marking the last opportunity for investors to participate in this open-ended dynamic equity scheme. Launched on September 23, 2025, this fund represents a collaboration between Jio Financial Services and BlackRock, aiming to provide investors with long-term capital appreciation through investments across market capitalizations.

Key Details

The JioBlackRock Flexi Cap Fund is designed as an open-ended scheme, allowing it to dynamically adjust its asset allocation across large-cap, mid-cap, and small-cap stocks based on prevailing market conditions. The fund offers only a direct plan with a growth option.

• NFO Period: September 23, 2025, to October 7, 2025.
• Asset Allocation: The fund will allocate 65-100% of its investments in equity and equity-related instruments across large, mid, and small-cap companies. It may also invest 0-35% in debt and money market instruments, and 0-10% in units of REITs and InvITs.
• Minimum Investment: Investors can begin with a minimum investment of ₹500 for both lump sum and Systematic Investment Plan (SIP) options. For SIPs, a minimum of six installments is required.
• Expense Ratio: The fund has a low total expense ratio (TER) of 0.50%.
• Exit Load: There is no exit load, providing investors with flexibility.
• Fund Managers: The fund is managed by Tanvi Kacheria and Sahil Chaudhary.
• Benchmark: The fund is benchmarked against the Nifty 500 Index (TRI).

Investment Strategy and Approach

The JioBlackRock Flexi Cap Fund distinguishes itself by employing BlackRock's Systematic Active Equity (SAE) approach, which is being used for the first time in India. This approach combines data-driven insights, scientific analysis, and human expertise to construct a portfolio with long-term growth potential. The SAE approach uses big data, machine learning, and advanced data analytics to generate signal research scores based on factors like fundamental momentum, quality, sentiment, and valuations. BlackRock’s global risk and portfolio management platform, Aladdin, analyzes over 5,000 risk factors to optimize the portfolio.

The fund managers actively monitor risks, market trends, and portfolio exposures to ensure the investment strategy remains aligned with current conditions while mitigating human biases.

Who Should Invest?

This fund is suitable for investors seeking long-term capital appreciation, diversified exposure across market capitalizations, and those with a high-risk appetite. Financial experts recommend that new investors may consider starting with SIPs, while seasoned investors who understand market cycles could opt for lump sum investments.

Expert Advice and Review

According to market experts, investors should consider investing in flexi-cap funds through SIPs, especially those with low equity exposure who may also consider lump sum investments for the long term. The AI-human managed feature of this fund is considered unique, with the AI component expected to help fund managers rebalance exposure across market caps at the right time, potentially ensuring higher returns in the medium to long term.

Potential Benefits

• Diversification: Exposure to a wide range of Indian stocks across various market caps.
• Systematic Approach: A data-driven, rule-based investment process that reduces emotional biases.
• Low Cost: A low TER of 0.50% and no exit load make it a cost-effective investment option.
• BlackRock's Expertise: Access to BlackRock's 40 years of systematic investing expertise and advanced technology.
• Digital Ecosystem: Easy access for retail investors to start SIPs through Jio's digital platform.

Final Thoughts

As the NFO period concludes today, investors should carefully consider their investment goals, risk tolerance, and the fund's strategy before making a final decision. While the JioBlackRock Flexi Cap Fund offers a unique approach to investing, it is essential to remember that all investments carry inherent market risks.