As Diwali 2025 approaches, many are wondering whether banks will be open or closed on Monday, October 20. The answer is complex, as bank holidays during Diwali vary by state. According to the Reserve Bank of India's (RBI) holiday schedule, many states will observe bank closures on October 20 for Diwali, Naraka Chaturdashi, and Kali Puja.
Which States Will Be Closed?
Banks will remain closed on October 20, 2025, in the following states and union territories:
- Tripura
- Gujarat
- Mizoram
- Karnataka
- Madhya Pradesh
- Chandigarh (UT)
- Tamil Nadu
- Uttarakhand
- Sikkim
- Assam
- Telangana
- Arunachal Pradesh
- Rajasthan
- Uttar Pradesh
- Kerala
- Nagaland
- West Bengal
- Delhi (NCT)
- Goa
- Chhattisgarh
- Jharkhand
- Meghalaya
- Himachal Pradesh
- Andhra Pradesh
Exceptions: Where Banks Will Be Open
While a majority of states will have bank holidays on October 20, some regions will remain open for banking services. According to current information, banks will remain open in Manipur, Maharashtra, and Jammu and Kashmir. Specifically, banks in Belapur, Imphal, Jammu, Mumbai, Nagpur, Patna, and Srinagar regions will be open.
Following Days of Diwali
The Diwali festivities extend beyond a single day, leading to a series of bank holidays.
- October 21, 2025: Banks in Maharashtra, Madhya Pradesh, Odisha, Sikkim, Manipur, Chhattisgarh, Jammu, and Srinagar will be closed for Diwali Amavasya (Laxmi Pujan), Deepawali, and Govardhan Pooja.
- October 23, 2025: Banks across Gujarat, Sikkim, Manipur, Uttar Pradesh, West Bengal, and Himachal Pradesh will remain closed for Bhaidooj, Chitragupt Jayanti, Laxmi Puja Bhratridwitiya, and Ningol Chakkouba.
Dhanteras
Banks across India will remain open on Dhanteras, except in Assam.
Digital Banking Availability
Even with bank closures, digital banking services will remain available. Customers can continue to use online services such as UPI, ATMs, and net banking for their transactions.
Consecutive Holidays
In some states, the Diwali holidays will result in extended breaks. For example, in Sikkim, banks may remain closed for four consecutive days, including the weekend. Chhattisgarh could have a three-day break, while Maharashtra might observe a two-day holiday.
Planning Ahead
Given the varying holiday schedules, it is advisable to check with your local bank branch for specific holiday observances. Customers are encouraged to complete any urgent banking tasks in advance to avoid inconvenience during the Diwali week.
