As Diwali festivities continue, many are wondering whether banks are open or closed today, October 22, 2025. The answer depends on the state, as several regions observe bank holidays for Diwali-related celebrations like Govardhan Pooja, Bali Pratipada, and Vikram Samvant New Year.
State-Specific Closures
Several states will have banks closed on October 22, 2025. These include:
- Gujarat: For Vikram Samvant New Year Day/Bali Pratipada
- Maharashtra: For Bali Pratipada
- Karnataka: For Balipadyami
- Uttarakhand: For Govardhan Pooja/Bali Pratipada
- Sikkim
- Rajasthan: For Govardhan Pooja
- Uttar Pradesh: For Govardhan Pooja/Bali Pratipada
- Haryana: For Deepavali
In cities such as Ahmedabad, Belapur, Bengaluru, Dehradun, Gangtok, Jaipur, Kanpur, Lucknow, Mumbai and Nagpur banks will be closed on October 22, 2025.
Remaining October Holidays
The Diwali season brings more bank holidays. On October 23, 2025, banks in Gujarat, Sikkim, Manipur, Uttar Pradesh, West Bengal, and Himachal Pradesh will be closed for Bhaidooj, Chitragupt Jayanti, Laxmi Puja Bhratridwitiya, and Ningol Chakkouba. Additionally, some banks in West Bengal, Bihar and Jharkhand will be closed on October 27, 2025 for Chhath Puja. Bihar and Jharkhand will observe closures again on October 28, 2025, for Chhath Puja. To commemorate Sardar Vallabhbhai Patel’s birth anniversary, banks in Gujarat will be closed on October 31, 2025.
Digital Banking Access
Even with bank closures, essential digital banking services remain available. Customers can still use ATMs, UPI, internet banking, and mobile apps for transactions. It is advisable to complete any necessary in-person banking transactions before the holidays to avoid inconvenience.
RBI Guidelines
The Reserve Bank of India (RBI) establishes bank holidays based on the Negotiable Instruments Act, RTGS holidays, and regional and national observances. Banks are also closed on the second and fourth Saturdays of each month, as well as on Sundays.
Planning Ahead
Given the numerous holidays in October 2025, it’s wise to plan banking activities in advance. Checking the state-wise bank holiday calendar ensures smooth financial management during the festive season.
