A recent Deloitte "Q2 2025 North American Signals" survey reveals a significant shift in how Chief Financial Officers (CFOs) view and plan to incorporate cryptocurrency into their business operations. The survey, which included 200 financial executives from North American companies with at least $1 billion in revenue, indicates that an overwhelming majority (99%) of CFOs anticipate their companies using cryptocurrency in the long term.

The Deloitte survey, conducted from June 4 to June 18, 2025, highlights a growing confidence in digital assets among finance leaders. Specifically, 23% of CFOs expect their finance departments to utilize cryptocurrencies for investments or payments within the next two years. This expectation is even more pronounced among larger companies, with nearly 40% of CFOs at companies with revenues of $10 billion or more anticipating cryptocurrency use in the near term.

While CFOs show considerable enthusiasm for crypto adoption, concerns remain. The survey identified price volatility as the primary concern for 43% of CFOs when considering crypto investments. Accounting and control complexities (42%) and the lack of industry regulation (40%) were also cited as significant impediments. Steve Gallucci, Deloitte's Global and U.S. Leader of the CFO Program, noted that the accounting treatment for digital assets is still evolving, further complicating the integration of cryptocurrencies into traditional financial systems. He also mentioned the SEC's withdrawal of previous guidance on cryptocurrency accounting and the establishment of a task force to develop a new framework.

Stablecoins are emerging as a favored entry point for corporate cryptocurrency adoption. CFOs find them strategically appealing, particularly for enhancing customer privacy (45%) and enabling more efficient cross-border transactions (39%). Traditional transactions require intermediaries like banks, but stablecoin transactions can reduce costs and accelerate settlement times. According to the survey, 15% of CFOs stated that their companies might accept stablecoin payments in the next two years.

Beyond treasury functions, CFOs see long-term potential for cryptocurrency in various business areas. A significant 52% of CFOs cited supply chain management as a key area where non-stable cryptocurrencies could be utilized. This suggests that CFOs are looking beyond the hype and focusing on the practical implications of digital assets, such as driving efficiency, reducing friction in global operations, and future-proofing financial infrastructure.

Internally, discussions around cryptocurrency are gaining momentum. More than one-third (37%) of CFOs reported having already engaged their boards in conversations about cryptocurrency, while 41% have had discussions with their chief information officers. These conversations highlight the growing importance of digital assets in corporate strategy and the need for alignment across different departments.