The Kerala Cabinet has approved a draft bill aimed at safeguarding the housing rights of individuals in the state. This legislation is designed to protect those who are at risk of losing their homes due to loan defaults.

The bill specifically targets individuals with an annual income below Rs 3 lakh and loans not exceeding Rs 5 lakh. The protection extends to the principal loan amount plus interest, up to a total of Rs 10 lakh. This measure seeks to provide a safety net for vulnerable families who may be facing financial hardship and the threat of eviction.

This initiative aligns with the Kerala government's broader efforts to eradicate extreme poverty in the state. A significant portion of the funds allocated for poverty eradication in 2025 has been earmarked for ensuring safe housing for extremely poor families. The government aims to declare Kerala a state free of extreme poverty in November of this year. Ground-level surveys identified over 64,000 families across the state as extremely poor, and micro plans were developed to address their immediate and long-term needs.