On Saturday, July 5, 2025, banks in India will generally be open, as it is the first Saturday of the month. However, there is an exception: banks in Jammu and Srinagar will be closed to commemorate Guru Hargobind Ji's Birthday.

Bank Holidays and Saturday Observances

The Reserve Bank of India (RBI) regulates bank holidays in India, taking into account national holidays, state-specific observances, and local festivals. Banks typically observe holidays on the second and fourth Saturdays of each month, remaining open on other Saturdays unless otherwise specified.

State-Wise Holiday Details

• Jammu and Kashmir: Banks will be closed in Jammu and Srinagar on July 5, 2025, for Guru Hargobind Ji's Birthday. Although Guru Hargobind Ji's actual birthday is on June 19th, in Jammu and Kashmir, it is celebrated on the 21st of Harh, which usually falls in June or July.
• Other States: Banks will be open in all other states in India on July 5, 2025. For example, banks in Delhi will be open.

Upcoming Bank Holidays in July 2025

• July 6 (Sunday): Banks closed across India.
• July 12 (Saturday): Second Saturday, banks closed across India.
• July 13 (Sunday): Banks closed across India.
• July 14 (Monday): Banks closed in Shillong for Beh Deinkhlam.
• July 16 (Wednesday): Banks closed in Dehradun for Harela.
• July 17 (Thursday): Banks closed in Shillong for the death anniversary of U Tirot Singh.
• July 19 (Saturday): Banks closed in Agartala for Ker Puja.
• July 28 (Monday): Banks closed for Drukpa Tshe-zi.

Impact on Banking Services

Even when physical bank branches are closed, digital banking services remain operational. Customers can continue to use mobile banking, internet banking, ATMs, and UPI for transactions. However, in-person services and cheque clearance may be affected.