The JioBlackRock Flexi Cap Fund NFO (New Fund Offer) opened on September 23, 2025, on Paytm Money, with investments starting at Rs 500. The NFO will remain open for subscription until October 7, 2025. This open-ended equity scheme marks the first active equity fund from Jio BlackRock Mutual Fund.

Key Highlights:

• NFO Dates: September 23, 2025 to October 7, 2025.
• Minimum Investment: Rs 500 (lump sum or SIP).
• Exit Load: Nil.
• Expense Ratio: 0.50%.
• Benchmark Index: Nifty 500 TRI (Total Return Index).
• Risk Level: Very High.
• Fund Managers: Tanvi Kacheria and Sahil Chaudhary.

Investment Objective and Strategy:

The primary objective of the JioBlackRock Flexi Cap Fund is to generate long-term capital appreciation by investing in equity and equity-related instruments across market capitalizations. The fund will invest across large-cap, mid-cap, and small-cap companies.

The fund's investment strategy involves:

• Equity Allocation: Investing 65-100% in equity across large, mid, and small-cap companies.
• Debt and Money Market Instruments: Allocating up to 35% in debt and money market instruments for liquidity.
• REITs and InvITs: The fund may invest up to 10% in Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) for diversification.

Systematic Active Equity (SAE) Approach:

The JioBlackRock Flexi Cap Fund utilizes BlackRock's proprietary Systematic Active Equity (SAE) approach. This approach combines data-driven insights, AI-powered research signals, and human expertise for dynamic stock selection. BlackRock's SAE approach employs big data, advanced analytics, and human expertise to achieve distinctive investment outcomes.

The SAE approach integrates AI-driven signals with fundamental analysis, which reduces biases and ensures a structured investment approach. BlackRock's Aladdin®, a risk and investment management platform, enhances the investment process. These methods are used to analyze large and complex data sets to generate investment insights across nearly 1,000 Indian companies.

Who Should Invest:

The fund is suitable for investors seeking long-term capital appreciation, investment in stocks across market capitalization, and those with a very high-risk appetite. Flexi-cap funds can be a core allocation in many investor portfolios because of their built-in diversification across market caps.

Benefits of Investing:

• Diversification: The fund aims to spread investments across sectors and company sizes to reduce risk.
• Risk Management: Aims to beat the Nifty 500 with small, smart bets across multiple stocks. The NFO aims to mitigate risks through active portfolio diversification across market segments, debt, and alternative instruments such as REITs and InvITs.
• Data-Driven Insights: Combines human expertise with AI to evaluate over 1,000 companies in India.
• Cost Efficiency: A total expense ratio of 0.50% provides a cost-effective way to access diversified equity exposure.
• Zero Exit Load: The fund carries no exit load, providing a cost-efficient structure for investors.

About Paytm Money and JioBlackRock Partnership:

Paytm Money has partnered with JioBlackRock to offer subscriptions to the JioBlackRock Flexi Cap Fund. The NFO will be available exclusively on the Paytm Money app. This partnership aims to expand retail access to systematic active equity capabilities and offer a scalable, low-cost equity solution to India's growing market. Jio BlackRock intends to bypass the dominant channel of distributors, offering funds directly to institutional and retail investors.